Insurance

(a)  Comprehensive General liability insurance in the amount of not less than US$4,000,000 for bodily injury, death, personal injury, and broad form property damages, per occurrence, and a US$4,000,000 aggregate. Required limits may be attained by use of Commercial Umbrella Liability coverage;

(b) Business automobile liability insurance in the amount of not less than US$1,000,000 for bodily injury or death of person and property damages, per occurrence, including hired and non-owned liability;

(c) Professional liability/Errors and Omissions insurance coverage of not less than US$5,000,000 each claim and annual aggregate for liabilities;

(d) Privacy and cyber liability of not less US$5,000,000 (which may be included as a coverage under Mindtickle’s professional liability/errors and omissions insurance and if so, then covered by the same policy limits for such insurance);

(e) Worker’s Compensation in accordance with statutory limits; and

(f) Employer’s Liability with a limit not less than US$1,000,000 each employee by disease, US$1,000,000 each employee by accident, or minimum amount legally required, whichever amount is the greater.